Welcome to Affari Reshen. By executing a physical service order form, signing this agreement, or remitting any partial or full professional fee payment to the Company via bank transfer, cash receipt, check, or electronic channel, you (the "Client") are entering into a legally binding commercial agreement with Affari Reshen (the "Company").
This document defines our exact operational boundaries. If you do not agree with our strict no-refund policy, our limitation of liability, our document submission restrictions, or our corporate rules, please do not retain our consulting services.
Affari Reshen operates strictly as a private commercial visa facilitation and educational advisory firm. We operate a hybrid service framework supporting both individual consumers (B2C) and business entities (B2B) from our office in Pakistan.
No Institutional or Diplomatic Affiliation: The Company is entirely private. We are completely independent of any embassy, high commission, consulate, or sovereign border authority, including but not limited to IRCC Canada, UKVI, USCIS, and the Australian Department of Home Affairs.
No Attorney-Client Privilege: Retaining Affari Reshen establishes a commercial administrative contract for clerical documentation review, file formatting, and processing assistance. It does not establish an attorney-client relationship, a fiduciary legal duty, or formal legal defense.
No Insider Influence or Backdoors: The Client explicitly acknowledges that Affari Reshen possesses zero internal influence, special access, or back-channel connections to expedite or alter decisions made by foreign visa officers.
Decisions Rest Solely with the State: The ultimate authority to approve, delay, interview, or deny any visitor or study visa application rests exclusively with the sovereign government of the destination country. Affari Reshen assumes zero liability for independent, sovereign decisions made by foreign immigration authorities.
MODULE A: VISITOR & TOURIST VISA FACILITATION
The Company's labor includes researching destination entry criteria, formatting application forms, compiling client-provided financial portfolios, drafting personalized cover letters, and scheduling embassy appointments based on public availability. Visitor visa approvals depend heavily on the Client's personal ties to Pakistan, verified financial history, asset ownership, and past travel tracks. Our administrative service is legally fulfilled the moment the complete file is compiled and formally submitted or handed over to the Client for submission.
MODULE B: STUDY VISA & EDUCATIONAL ADVISORY SERVICES
The Client acknowledges that student visa processing involves a dual-phase process. Phase One consists of Academic Institution Admission, and Phase Two consists of the Foreign Student Visa Application. The Company coordinates with international universities to secure letters of admission or conditional offers. However, the university retains total authority to accept or reject an applicant based on grades, capacity, or internal compliance. Foreign student visas require extensive proof of funds, such as bank statements, source of income details, or bank over-investment certificates. Affari Reshen provides structural review of these files but takes no responsibility for financial document verifications conducted by third-party financial institutions or foreign embassies.
To safeguard the professional integrity of Affari Reshen, the Client is strictly bound by the following operational prohibitions and restrictions. Any violation of these clauses constitutes an uncurable breach of contract and results in immediate termination without notice.
Our consultancy operates on a "Fee-For-Labor" model. Our professional time, market knowledge, and administrative hours cannot be un-worked or recovered once spent.
Financial Liability Cap: To the absolute maximum extent permitted under the Contract Act of 1872, the total collective financial liability of Affari Reshen, its owners, employees, or managers for any operational error, negligence, omission, or breach of contract shall be strictly capped at the exact amount of the professional consulting fee paid by the Client to the Company for that specific transaction.
Exclusion of Third-Party Expenses: The Company will never reimburse a Client for secondary, indirect, or cascading losses. This includes non-refundable airline tickets, hotel reservations, international currency exchange drops, or lost university tuition deposits due to visa delays or rejections.
Indemnification Clause: The Client agrees to fully protect, defend, and hold Affari Reshen harmless from any third-party lawsuits, fines, or government investigations resulting directly from the Client's illegal actions, fraudulent documents, or subsequent visa overstays in a foreign country.
Internal 30-Day Resolution Window: In the event of an operational dispute or service complaint, the Client must formally notify the Company via a written statement delivered to our office or official email. Both parties agree to a mandatory thirty (30) day internal mediation freeze. The Client agrees not to initiate any public consumer complaints, social media defamation campaigns, or legal claims during this 30-day good-faith resolution window.
Governing Law & Forum Selection: This agreement is governed exclusively by the laws of the Province of Sindh, Pakistan. Any unresolved legal claims or lawsuits must be filed and argued exclusively in the competent civil courts located in Karachi, Pakistan.
If any part of this agreement is found to be unenforceable, illegal, or invalid by a court of law, all remaining sections of this contract will continue to stay fully active, intact, and binding.
I have read, understood, and completely accept all the terms, obligations, restrictions, and no-refund conditions listed in this Master Agreement.